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Crypto.com App: cards, payments, earn, loans and bonuses


The Crypto.com App offers several services, including cards, payments, earn programme, loans and referral bonuses

The first is the VISA card, or MCO Visa Card, which offers up to 8% cashback in CRO tokens. 

There are five different types of cards, starting with the free card, Midnight Blue, which offers 1% cashback in CRO. 

The Ruby Steel metal card, on the other hand, requires staking of 2,500 CRO, offering 2 % cashback in CRO tokens, and also allows a 100% refund (maximum $12.99) on Spotify. 

Jade Green and Royal Indigo metal cards require staking of 25,000 CRO, allowing to receive a 3% cashback in CRO, and includes a 100% refund on Spotify and Netflix.

The Icy White and Frosted Rose Gold metal cards require staking of 250,000 CRO, give the holder a 5% cashback in CRO, and offers refunds on Spotify, Netflix, Amazon Prime and Expedia, as well as the Merchandise Welcome Pack, participation in the Earn Bonus Interest programme and the Crypto.com Private feature. 

The most ambitious card, however, is the Black Obsidian metal card, which requires staking of 2,500,000 CRO, offering a cashback of 8% in CRO tokens, and in addition to what other cards offer, it also includes the possibility of receiving refunds for purchases on Airbnb, and the Private Jet Partnership.

With the exception of Midnight Blue and Ruby Steel, all other cards also include Airport Lounge Access. 

All these cards can of course be used to make payments on the VISA circuit.

Particularly interesting is the Earn programme, which allows users to earn up to 8% per year on locked cryptocurrencies and up to 12% on stablecoins

It is possible to lock many different cryptocurrencies for different periods of time, whereas by using the flexible term they can be withdrawn at any time in order to use them in a different way. 

For those who need stablecoins, there is the possibility of obtaining a loan by using cryptocurrencies as collateral.

It is possible to obtain loans in USDT, USDC, PAX and TUSD by using BTC, ETH, XRP, LTC, XLM, EOS and CRO as collateral. Interest ranges from 8% to 12% per annum.

Finally, there is the referral programme, thanks to which it is possible to receive a $25 bonus for those who introduce a friend by ordering at least one metal premium MCO VISA card.

The Crypto.com App guide is very useful, explaining how to carry out all the main transactions on the platform, from buying and selling cryptocurrencies to the referral programme, including the use of the wallet, withdrawals and deposits, sending cryptocurrencies and payments, MCO VISA cards, Crypto PAY, the Earn programme and the Crypto Credit function. 

In short, the Crypto.com App offers a full range of crypto services with the possibility of earning money in different ways. 


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