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Ripple (XRP): the list of the best wallets on the market

Ripple is an open-source protocol designed to ensure efficient and fast payments worldwide using the XRP cryptocurrency and, as with any other crypto, there are various pieces of software that allow storing it. Here is a list of the best wallets for Ripple (XRP).

Ledger Nano S and Ledger Nano X

The features of the Ledger Nano family have already been widely discussed and, without a shadow of a doubt, are certainly among the best wallets on the market, both for Ripple (XRP) and for many other cryptocurrencies. The Ledger Nano S, in particular, is a hardware wallet that looks a lot like a USB stick, but with an OLED screen.

Despite the fact that a guy managed to hack it a few months ago, it is considered one of the safest wallets and, while other wallets impose a maximum on the amount of XRP that can be stored, here there is no limitation.

It is obviously compatible with the main operating systems: it can be used on Windows, Mac OS, Chrome OS or Linux, but it can also be configured through a smartphone. The private keys of the wallet are stored offline in a dedicated hardware area. Thanks to the OTG cable, it can also be connected to an Android smartphone.

The PIN code, which must be set initially, protects the device, whereas the recovery sheet is able to help in case the PIN is forgotten or lost.

Toast Wallet

Toast Wallet was created specifically for Ripple (XRP) and is unable to store other cryptocurrencies, at least for the moment.

It is a free open source software that has focused on the simplicity of use. Developers have stated that it is a wallet

“Simple enough for your grandma but safe enough for a Swiss banker”.

This wallet is one of the best for Ripple (XRP) and is available for both mobile and desktop, the supported operating systems are:

  • iOS;
  • Android;
  • Windows;
  • Mac OS;
  • Linux.

Obviously, the different platforms can be synchronised among each other. The backup function is always a reassurance, while the PIN and recovery sheet are present in any device chosen to use. The peculiarity of Toast Wallet is also its major disadvantage: as already mentioned, it can only store Ripple (XRP) and there is no possibility to choose other cryptocurrencies.

In that case, therefore, it will be necessary to opt for other solutions.

Edge Wallet

Edge Wallet has been developed by a company which has been operating in the crypto space since 2014. It is an open-source mobile wallet available for both Android and iOS. The minimal and elegant graphic interface makes it a really attractive and functional tool to carry around.

Edge provides SDK licenses to companies and/or developers who want to use the security tools and infrastructure to integrate the wallet elsewhere or, simply, take advantage of some of its features.

Another important aspect is the possibility of trading cryptocurrencies: not only Ripple (XRP) but many others. It is possible to execute actual trading, sell bitcoin (BTC) for ethereum (ETH) and so on; the whole process takes place within the application.

Guarda Wallet

Guarda Wallet is another wallet which support Ripple (XRP). It has been developed in 2017 and it is a non custodian platform where you can also store Bitcoin, Litecoin, Ethereum, Bitcoin SV, Zcash, and Monero.

The application, which is available for both mobile (iOS and Android) and desktop (Chrome extension and Windows), also includes a decentralized exchange to buy and sell digital currencies.

Recently they also closed a partnership with Simplex to buy cryptocurrencies with credit card.

Atomic Wallet

Atomic Wallet is a software developed for the purpose of offering atomic swaps between various tokens. It is a free desktop application that supports over 300 cryptocurrencies including, obviously, Ripple (XRP).

Clearly, this wallet allows users not only to manage their account with XRP inside but also to exchange XRP through the service offered by Changelly and to buy it through a card linked to a bank account.

The private keys are encrypted directly inside the device where the wallet is installed. There is a fairly significant flaw concerning card purchases: commissions are very high, about 7% of the total amount.

The peer-to-peer exchanges inside the wallet also involve a commission that depends mainly on the type of currency and the quantity.


Exarpy is a web wallet designed specifically for Ripple (XRP). To access the account it is necessary to have an address and a private key and, since Exarpy does not store any of this information, it is very safe but it also implies that, in the event of losing this information, the user will not be able to recover the funds.

This is a safe and efficient way to store Ripple (XRP), although it is not completely free: the company applies a fee of 0.0025 XRP for each transaction made regardless of the amount that was chosen. This is an excellent alternative to hardware wallets and currently enjoys a good reputation in the crypto environment.

It is possible to create many wallets without any limit, however, the famous 20 XRP deposit is always mandatory. As it is a web-based wallet, it is possible to access it from any desktop, tablet or mobile device.