MoonPay has introduced a new payment tool for AI commerce. The moonagents card lets stablecoins move from onchain balances to merchants that accept Mastercard.
Summary
What the card does
The crypto payments network says the virtual card converts crypto to fiat at the point of purchase. Moreover, it works online with any merchant globally that accepts Mastercard.
MoonPay built the product with Exodus and Monavate. The company says the card is designed for ai agents spending, which are taking a larger role in digital commerce.
That said, MoonPay says the system can be managed through MoonPay CLI and MoonPay Agents. The firm contrasts it with rival products that require preloaded custodial balances or offchain transfers.
How it works
The card links a self custodial wallet to a Mastercard virtual payment card using Monavate’s infrastructure. At checkout, a smart contract checks the stablecoin balance and funds the purchase in real time.
In practice, onchain wallet payments remain under user control. MoonPay says custody never transfers, approvals can be revoked at any time, and declined transactions return funds immediately.
Moreover, the company frames MoonAgents Card as part of its AI-native financial stack. It also points to Ledger-secured hardware signing inside its autonomous workflow tools.
Agent infrastructure and rollout
MoonPay says autonomous agent workflows are supported by its Open Wallet Standard, launched in March with backing from the Ethereum Foundation, Solana Foundation, and PayPal. The framework is meant to let agents hold value and sign transactions across blockchains.
However, the launch is limited for now. MoonAgents Card is available immediately through MoonPay CLI in the UK and LATAM, while US and EU access is planned for the coming months. Identity verification is required before issuance.
Overall, the new stablecoin debit card extends MoonPay’s push into programmable payments and gives AI agents a direct path to spend from blockchain balances.
