HomeCryptoThe best VISA-based crypto credit cards: everything there is to know

The best VISA-based crypto credit cards: everything there is to know

Among the best credit cards for spending cryptocurrencies, there are undoubtedly those based on the VISA circuit. 

Crypto credit cards are tools, gradually becoming more and more used, for making payments while having the ability to be able to manage the crypto assets in one’s wallet.

In other words, they are debit cards, or prepaid cards, which in turn are linked to a specific account, which almost always can be applied for online. Crypto cards themselves, in addition to allowing users to be able to directly manage their assets, i.e., cryptocurrencies and capital, allow them to be spent worldwide, just as one does with regular currencies.

VISA, the joint venture of 21,000 financial institutions, was among the first to issue credit cards that also allowed people to manage their cryptocurrency assets. Thus, let’s take a look at five of the best crypto credit cards based on the VISA circuit. 

Crypto.com VISA Card: one of the best solutions

Also known as MCO cards, as a result of the cryptocurrency on which they are based, Crypto.com‘s credit cards are a series of prepaid cards based on the VISA circuit with a contactless function.

Having one of the cards distributed by the Crypto.com exchange represents one of the best solutions for spending cryptocurrencies, especially for those who have invested a lot of capital in them.

In fact, the MCO Visa prepaid card has already helped many users easily spend cryptocurrencies, while Crypto.com’s app has enabled them to manage and purchase cryptocurrencies from smartphones, easily and efficiently.

The cards offer free ATM withdrawals, contactless payments and up to 8% cashback on all fees. 

Other benefits include cashback on payments made at selected digital services such as Spotify, Netflix, Amazon Prime, Expedia and Airbnb.

Depending on how many CRO, the cryptocurrency of the Crypto.com exchange platform, are placed in staking, it is possible to apply for a card of a different color and with increasing benefits. It is also worth mentioning that users receive their card through free shipping, and can use it without any annual fee or minimum balance requirements. 

VISA Revolut credit cards: not only Bitcoin 

Revolut is another crypto card based on the VISA circuit, again linked to a real professional platform.

Unlike other services, based solely on Bitcoin, Revolut integrates a number of other highly capitalized assets, such as Ethereum, Ripple, Litecoin, and many others. The platform is shown to be simple to manage and suitable for all types of users.

The main accounts made available, associated with crypto features, are Revolut Premium and Revolut Metal, with Cashback of up to 1% in any currency, including crypto assets. This is complemented by the presence of numerous programs, based, for example, on the benefits of inviting other users into the community.

Again, the Revolut crypto card represents a payment card in its own right, which can be used at one’s discretion, including in association with other platforms and other services in the industry.

Binance Card: the crypto card of the world’s largest exchange 

The world’s largest cryptocurrency exchange, Binance, has also decided to issue its own prepaid crypto card. The Binance Card is available to anyone who has a verified account on the platform, and it allows users to spend cryptocurrencies without making conversions.

Currently, the Binance Card allows the following cryptocurrencies to be spent: Binance Coin (BNB), Bitcoin (BTC), Binance USD (BUSD), Swipe (SXP), Ethereum (ETH), Cardano (ADA), Polkadot (DOT), and others. 

The way to use it is simple: just transfer one of these cryptocurrencies from the “spot wallet” to the “card wallet,” an operation also easily performed from the Binance app. Changpeng Zhao‘s platform also offers cashback on purchases with a percentage ranging from 1% to 8%, depending on the amount of BNB left in staking on their wallets on Binance.

In other words, all cashback from eligible purchases is automatically deposited into the user’s Funding Wallet, so the user is only concerned about spending their crypto.

In addition to the physical one, it is possible to have a virtual version of the card to associate it with Google Pay, Apple Pay and use it for online and smartphone payments. In addition, all funds are SAFU. That is, Binance Card funds and transactions are protected by the security of the world-class platform.

Coinbase’s VISA-based credit cards

In recent times, the renowned exchange Coinbase, as well as many other exchanges also mentioned above, has also decided to introduce its own payment card.

It takes the name Coinbase Card and is obviously associated with the Coinbase platform for the purchase and exchange of crypto assets. Within the platform, the user has hundreds of cryptocurrencies available to buy.

The card, in its entirety, represents a payment system in its own right, associated with its own international circuit and therefore usable both within other enabled platforms and within physical stores that support the same circuit.

Compared to other cards, the Coinbase Card supports a very large number of cryptocurrencies in addition to the euro. This means that like all prepaid cards at the time of purchase, there will have to be a certain number of virtual coins whose value is equal to or greater than the value of the transaction to be made. 

In addition, the card belongs to the Visa circuit and as such allows it to be used like a traditional card for the normal economic transactions of everyday life. To this, it is worth adding that it is a product developed by paying attention to all the new forms of digital technologies available.

Skrill: the closest to the PayPal system 

The VISA-based Skrill crypto card represents an account that is very similar to the features of PayPal and for this reason, is added on many renowned platforms.

In fact, just like PayPal and other e-payments services, Skrill allows people to pay at stores and Internet sites that accept the payment system. According to the company’s disclosure, there are more than 100,000 businesses worldwide among online stores and websites offering digital goods that accept Skrill as a payment system. 

These also include major gaming, dating and forex platforms and, in some countries, some mainstream services, such as Facebook and Skype.

What we would like to emphasize with respect to this card, beyond the financial uses related to the Skrill platform, concerns the possibility of being able to buy cryptocurrencies and manage them through a quick and autonomous system.

The cryptocurrencies supported are numerous, starting with the ever-present Bitcoin and ending with other crypto assets. Again, the cryptocurrencies purchased can be stored within the same account, linked in a parallel way to the presence of the cards.

Alessia Pannone
Alessia Pannone
Graduated in communication sciences, currently student of the master's degree course in publishing and writing. Writer of articles from an SEO perspective, with care for indexing in search engines.
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